Trusted CPA Advisors with Big Four Experience & Boutique Service
At TC Advisors, we combine world-class accounting expertise with hands-on client care—helping businesses and individuals simplify complexity, reduce risk, and plan for long-term success.
Who We Are
TC Advisors was founded on a simple principle: businesses deserve more than once-a-year accounting. We created a firm where proactive tax planning, personalized attention, and year-round advisory are the standard — not the exception.
With decades of combined experience in Big Four accounting firms, private wealth management, and M&A consulting, our CPAs bring institutional-level expertise to small and mid-sized businesses. We know the complexities you face, and we’re here to help you navigate them with confidence.
Our mission is to bring significant accounting expertise to growing businesses, simplifying complexity and creating long-term value through proactive tax strategy and reliable financial planning.
Our core values
Proactivity – Planning
ahead so clients are
always prepared.
Reliability – Being a
steady partner for every
stage of growth.
Client-Centered Service -
Tailoring strategies to
your unique goals.
Integrity – Delivering
advice grounded in
transparency and trust.
Why we’re different?
Many accounting firms are reactive. They show up at tax season, file returns, and move on. We believe clients deserve more.
01
Big Four Experience: Both founders trained at top-tier global firms, advising high-net-worth individuals, startups, and private equity clients.
02
Hands-On Partnership: We don’t just deliver reports—we work alongside you to interpret results and shape strategies.
03
Year-Round Support: From quarterly planning to transaction advisory, we’re engaged with you throughout the year.
04
Modern, Tech-Forward Approach: Secure client portals, digital collaboration, and efficient reporting.
Meet the founders
Nick Termine, CPA | Partner
Co-Founder of TC Advisors
Nick is a Certified Public Accountant with over a decade of experience spanning Big Four public accounting, family office advisory, and private equity consulting. He began his career at KPMG where he specialized in tax planning and compliance for high-net-worth individuals and privately held businesses. From there, he transitioned to a multi-billion-dollar family office, where he oversaw tax compliance, financial statement preparation, and bookkeeping for complex portfolios.
Most recently, Nick worked at a top tier consulting firm where he advised private equity clients on tax-efficient deal structuring, due diligence and transaction phase financial modeling. At TC Advisors, he leverages this deep background to provide clients with tax planning, compliance, and strategic advisory that balances both growth and risk management.
Stephen Calvo, CPA | Partner
Co-Founder of TC Advisors
Stephen Calvo is a Certified Public Accountant with over a decade of experience in tax advisory, accounting, and M&A consulting. As co-founder of TC Advisors, Stephen brings a rare blend of technical expertise and entrepreneurial insight to help small and mid-sized businesses, startups, and founders navigate today’s complex financial landscape with clarity and confidence.
Before launching TC Advisors in 2025 alongside Nick Termine, Stephen built his career at two of the Big Four accounting firms, where he advised high-net-worth individuals—both domestic and international—as well as privately held businesses on strategic tax planning and compliance. He later joined a leading global consulting firm, working closely with private equity firms and multinational corporations on tax-efficient deal structuring, financial modeling, and due diligence for both buy-side and sell-side transactions.
Stephen is a first-generation Cuban-American whose roots are deeply tied to entrepreneurship. Raised in a family that built businesses from the ground up after immigrating to the U.S., he understands firsthand the grit and vision it takes to succeed. That legacy fuels his commitment to making elite-level financial guidance accessible to the next generation of business builders.
Who We Serve
- Small & Mid-Sized Businesses across industries
- Startups & Entrepreneurs building a foundation for
growth - Real Estate Investors navigating complex portfolios
- High-Net-Worth Individuals seeking proactive tax
strategy
No matter your industry or stage, we approach every client relationship with the same rigor, professionalism, and commitment to long-term success.
Our Approach
- Listen First – We take time to understand your
goals, challenges, and unique circumstances. - Create a Plan – We design customized tax and
financial strategies to support your objectives. - Work Alongside You – We don’t just hand over
reports—we explain, advise, and guide. - Plan for the Future – Our year-round approach
ensures you’re always prepared for what’s next.
Our approach is flexible and client-centered, so no matter your industry, we take the time to understand your goals and design strategies that fit.
Based in New York and New Jersey, we serve clients locally and nationwide. Our digital-forward approach allows us to partner seamlessly with businesses across the U.S., providing expert CPA guidance wherever you’re located.
Let’s Build a Partnership That Lasts
At TC Advisors, we’re more than accountants—we’re your trusted partners in growth. With proactive planning, deep expertise, and hands-on service, we help you make smarter financial decisions year after year.