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TC Advisors CPA

SERVING NYC, NJ, NATIONWIDE

Bookkeeping Services in Jersey City, NJ

Simplify Compliance & Fuel Growth

You opened your business in Journal Square, Newport, Downtown Jersey City, or right on the Hudson waterfront to build something great — not to spend every weekend buried in receipts, guessing at deductions, or stressing about New Jersey compliance deadlines.

At TC Advisors CPA, we make bookkeeping feel effortless. Hundreds of Jersey City startups, waterfront real estate investors, tech founders in Exchange Place, medical practices near Jersey City Medical Center, restaurants in The Heights, and professionals throughout Hudson County already trust us to keep their books spotless, audit-ready, and actually useful for making smarter decisions.

What Our Jersey City Clients Are Saying About Our Bookkeeping Services...

  • Nick is a great CPA. He gave me clear tax planning guidance, and walked me through what I should consider from a tax perspective as I start a new business,... read more

    Louis O'Neill Avatar Louis
    November 23, 2025

    Nick is great to work with. He’s super proactive, always checks in before I even think to ask, and makes everything way less stressful. His communication is great, quick replies,... read more

    Hayley Wigsten Avatar Hayley
    November 6, 2025

    I reached out to Stephen at TC Advisors for help figuring out what I could realistically afford before buying my first townhome, and the experience was outstanding. He took the... read more

    Michael Messenger Avatar Michael
    November 22, 2025
  • I had such a great experience working with Stephen and the team at TC Advisors! I came to them for help starting my new psychology practice, and they guided me... read more

    Jaimie Rehonic Avatar Jaimie
    November 8, 2025

    Nick and Stephen were extremely helpful, proactive, and professional throughout the entire process. They were also very patient in answering all of our questions and took the time to guide... read more

    Carlos Mesones Avatar Carlos
    April 1, 2026

    I would highly recommend TC Advisors to anyone looking for new accounting services. I recently filed my taxes through them and they were professional, knowledgeable, and understanding. They make filing... read more

    Nicholas Rodriguez Avatar Nicholas
    March 19, 2026
  • Very professional and helpful on every step of the way. I highly recommend working with Stephen from TC Advisors for the great support and consistently providing complete and accurate answers... read more

    driti molla Avatar driti
    April 3, 2026

    I highly recommend TC Advisors CPA! My husband and I came in for a visit and we're absolutely delighted with the warm hospitality and patient care we received from the... read more

    Janice Agresta Avatar Janice
    February 12, 2026

    Stephen has been the first accountant I’ve worked with in years who truly understands both our personal needs and the needs of my business. He’s communicative, highly knowledgeable about tax... read more

    Caitlin Fierro Avatar Caitlin
    November 5, 2025
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Why Local Jersey City Businesses Trust Us With Their Bookkeeping

Every week we sit down with new clients in Journal Square, Newport, Downtown Jersey City, or right on the Hudson waterfront — entrepreneurs who are ready to take their business to the next level and want books that actually help them grow.

They tell us the same thing: “I finally want clear numbers I can trust, more time to focus on what I love, and peace of mind knowing everything is handled right.”

That’s exactly what we deliver — starting day one — whether you’re running a startup in Exchange Place, a restaurant in The Heights, managing investment properties in Paulus Hook, or launching a tech company from your waterfront condo in Newport.

Here’s What Our Local Jersey City Clients Repeatedly Tell Us Makes the Biggest Difference

Same-Day Response

Phone, text, or email — a real Jersey City team member answers the same day, every day.

Flat Monthly Pricing

One clear monthly rate — no surprises, no hidden fees, ever.

Secure Client Portal

Bank-level encryption. Upload receipts, view books, and sign documents securely — anytime, from anywhere.

Certified QuickBooks ProAdvisors

Every team member is a Certified QuickBooks ProAdvisor — the highest level.

Deep Jersey City & Hudson Expertise

We know Journal Square startups, Newport waterfront investors, and Downtown Jersey City real estate inside and out.

Your Jersey City Neighbor

In-person meetings available. We’re right here in Hudson County, committed to helping Jersey City businesses grow.

Our bookkeeping services are designed for:

Small & Mid-Sized Businesses

Get organized, save time, and reduce stress at tax season.

Startups & Entrepreneurs

Build strong financial foundations from day one.

Service Providers & Freelancers

Simplify income tracking, invoicing, and expenses.

Local Business Owners

From retail to professional services, we handle the numbers so you can focus on customers.

Whether you’re managing a growing team or just getting started, we make sure your books support—not slow down—your business.

What we offer

What Our Jersey City Bookkeeping Services Include

Day-to-Day Bookkeeping
  • Recording income & expenses

  • Reconciling bank and credit accounts

  • Vendor & customer record maintenance

  • Monthly, quarterly, and annual reports

  • Easy-to-understand dashboards

  • Clear insights to guide better decisions

  • Payroll processing and compliance

  • Employee expense tracking

  • Accounts payable and vendor payments

  • Year-round preparation for tax season

  • Alignment with IRS and state requirements

  • Seamless collaboration with our CPA tax team

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QuickBooks Bookkeeping Jersey City, NJ – We Fix Messy Files Fast

More than 70% of the businesses we meet in Jersey City are running QuickBooks… but running it wrong. Duplicate accounts, uncategorized expenses from Grove Street shopping or waterfront dining, personal charges mixed with business — it’s incredibly common among Journal Square startups, Newport tech founders, and Downtown Jersey City families.

We fix it fast — and show you how to keep it clean so your books actually help you make smarter decisions, not just check a box for tax season.

Real Jersey City QuickBooks Success Story

“A local New Jersey retailer came to us with messy records and constant tax season stress. Within weeks, we cleaned up their books, set up a clear reporting system, and streamlined payroll. Now, the owner saves 10+ hours a month and has confidence that everything is ready for year-end taxes.”

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Our Most Popular QuickBooks Services in Jersey City

QuickBooks Cleanup & Catch-Up

6–24 months of messy books made 100% accurate and organized

1–4 weeks

Ongoing Monthly Bookkeeping

Weekly categorization and reconciliations for Jersey City startups and waterfront businesses

Ongoing

Custom Dashboard & Reports

Real-time P&L by property or client — tailored for Jersey City real estate investors and tech founders

48 hours

QuickBooks Payroll

Full QuickBooks Payroll setup and management — direct deposit, tax filings, and compliance handled in-house

Same week

Business Consulting

We show you how to run key reports and give strategic advice based on your current financial state

Included in every plan

Year-End Ready Books

Everything organized and delivered early for seamless tax filing in Jersey City

Completed by February

Choose the Perfect Plan for Your Business

Transparent, QuickBooks-powered pricing for Jersey City, Hoboken, Hudson County & the waterfront

Start-up Level

$500 –
$750/mo

Ideal for new Jersey City startups and entrepreneurs getting their books in order

  • Based on QuickBooks Online
  • Monthly Bank Reconciliations
  • Monthly Credit Card Reconciliations
  • Monthly Financial Reports + Customized Reports
  • Adjustments, Reclassifications & monthly closing
  • Semi-annual revision with company owners
  • Third-party app sync advice
Get Started

Strategic Level

$1,000 –
$3,500/mo

Full CFO-level partnership for Jersey City real estate investors & scaling companies

  • Everything in Premium Level, plus:
  • Payroll assistance (941, 940, RT-6)
  • 1099/1096 preparation & filing
  • A/R and A/P deep analysis
  • Detailed monthly expense & COGS review
  • Unlimited support & training
  • Monthly meetings (onsite/remote)
  • Sales tax preparation
  • Unlimited Q&A with our firm
Get Started

Ready to finally get clarity on your books and dominate in Hudson County?
Contact us today

Contact Us Today

Please fill out the form below and a member of our team will get back to you within one business day  

Name

Our Process

01

Initial Consultation –  We learn your goals, business structure, and financial picture.

02

Customized Plan – We design a tax strategy tailored to your needs.

03

Ongoing Support – Quarterly check-ins and updates as your business evolves.

04

Seamless Filing – Accurate, stress-free preparation of all tax returns.

Industries We Proudly Serve in Jersey City & Hudson County

From Journal Square startups to Newport waterfront condos and downtown restaurants in The Heights, we deliver clean, compliant, growth-ready bookkeeping so Jersey City’s tech founders, investors, and businesses can focus on what they do best.

Restaurants & Cafés

Daily sales reconciliation and tip reporting for Grove Street favorites and downtown Jersey City dining.

Retail & Boutiques

Newark Avenue and Journal Square shops — flawless sales tax and inventory for Jersey City’s vibrant retail scene.

Contractors & Construction

Job costing and certified payroll for Jersey City developments and Hudson County projects.

Medical & Dental Practices

HIPAA-compliant books for practices near Jersey City Medical Center and Hudson County healthcare providers.

Law Firms

Trust accounting and IOLTA compliance for Jersey City attorneys serving waterfront clients.

E-commerce & Amazon Sellers

COGS, marketplace fees, and multi-state tax for Jersey City-based online entrepreneurs.

Real Estate Investors

Per-property P&L, 1031 tracking, and cost segregation for Jersey City waterfront condos and Paulus Hook investments.

Professional Services

Billable hours and profitability tracking for Exchange Place consultants and advisory firms.

IT & Tech Startups

Quarterly estimates and R&D credits for Jersey City’s growing tech and startup community.

Meet the founders

Termine Nicholas 74893 1 1

Nick Termine, CPA | Partner

Co-Founder of TC Advisors

Nick is a Certified Public Accountant with over a decade of experience spanning Big Four public accounting, family office advisory, and private equity consulting. He began his career at KPMG where he specialized in tax planning and compliance for high-net-worth individuals and privately held businesses. From there, he transitioned to a multi-billion-dollar family office, where he oversaw tax compliance, financial statement preparation, and bookkeeping for complex portfolios.

Most recently, Nick worked at a top tier consulting firm where he advised private equity clients on tax-efficient deal structuring, due diligence and transaction phase financial modeling. At TC Advisors, he leverages this deep background to provide clients with tax planning, compliance, and strategic advisory that balances both growth and risk management.

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Stephen Calvo, CPA | Partner

Co-Founder of TC Advisors

Stephen Calvo is a Certified Public Accountant with over a decade of experience in tax advisory, accounting, and M&A consulting. As co-founder of TC Advisors, Stephen brings a rare blend of technical expertise and entrepreneurial insight to help small and mid-sized businesses, startups, and founders navigate today’s complex financial landscape with clarity and confidence.

Before launching TC Advisors in 2025 alongside Nick Termine, Stephen built his career at two of the Big Four accounting firms, where he advised high-net-worth individuals—both domestic and international—as well as privately held businesses on strategic tax planning and compliance. He later joined a leading global consulting firm, working closely with private equity firms and multinational corporations on tax-efficient deal structuring, financial modeling, and due diligence for both buy-side and sell-side transactions.

Stephen is a first-generation Cuban-American whose roots are deeply tied to entrepreneurship. Raised in a family that built businesses from the ground up after immigrating to the U.S., he understands firsthand the grit and vision it takes to succeed. That legacy fuels his commitment to making elite-level financial guidance accessible to the next generation of business builders.

Frequently Asked Questions – Bookkeeping Services in Jersey City, NJ

How much does bookkeeping cost in Jersey City?

Most Jersey City clients pay between $500–$3,500 per month based on business needs and transaction volume. You’ll receive a fixed monthly quote upfront — never hourly surprises, whether you're a Journal Square startup founder or a Newport waterfront professional.

Who is the best bookkeeper in Jersey City NJ?

Our clients say we are — check the reviews. Same-day response, flat pricing, and free pickup make us the top choice for Jersey City tech startups and waterfront investors.

Do you offer QuickBooks bookkeeping in Jersey City?

Yes — certified QuickBooks ProAdvisors handle cleanup, monthly services, and training for Jersey City businesses, from Exchange Place offices to downtown Grove Street shops.

Can you provide payroll services in Jersey City?

Absolutely — full QuickBooks Payroll setup and management for Jersey City restaurants, tech firms, and medical practices, including NJ withholding and direct deposit.

Where can I find affordable bookkeeping near Jersey City?

Right here — flat rates starting at $500/month with free pickup across Jersey City and Hudson County, perfect for small business bookkeeping Jersey City entrepreneurs.

Do you offer bookkeeping for real estate investors in Jersey City?

Yes — specialized per-property P&L, 1031 tracking, and cost segregation for Jersey City waterfront condo investors and Paulus Hook developers.

Is outsourced bookkeeping right for Jersey City businesses?

Absolutely — our outsourced bookkeeping Jersey City solutions save time and ensure compliance for startups, restaurants, and tech companies, with virtual access anytime.

What's the difference between a bookkeeper and accountant in Jersey City?

Bookkeepers handle daily transactions; accountants (like our CPAs) focus on tax strategy and audits. We do both for Jersey City startups and waterfront professionals.

Bookkeeping Services in Jersey City, NJ – Serving All Local Businesses

Jersey City & Hudson County Business Hotspots We Serve

  • Journal Square Jersey City: Bookkeeping for startups, transit-hub offices, and local retailers in the bustling Journal Square area.
  • Newport Waterfront: Payroll and tax services for luxury condos, tech firms, and waterfront professionals.
  • Exchange Place Finance: Custom reports and fractional CFO for finance and tech companies in Exchange Place.
  • Grove Street Downtown: Restaurants and boutiques — daily sales reconciliation and inventory tracking.
  • Paulus Hook Historic: Real estate investors in Paulus Hook — per-property P&L and 1031 expertise.
  • The Heights Restaurants: Dining and cafés in The Heights — tip reporting and seasonal cash-flow management.
  • Jersey City Medical Center District: Medical practices — HIPAA-compliant books and payroll integration.
  • Liberty State Park Community: Community businesses and events — nonprofit and seasonal bookkeeping.
  • Jersey City 07302/07306 Core: Small businesses and professionals — affordable monthly bookkeeping and growth planning.

Bookkeeping Made Simple for Small Businesses

Messy books shouldn’t hold you back. With TC Advisors, you’ll have accurate, easy-to-understand bookkeeping that gives you confidence and saves you time—all with a personal, approachable touch.